Structured Income Report Tool

Solve for

Balance Needed Qualifying Income

Target annual income needed

Money being converted for the structured strategy

Pre-tax money Post-tax money Mix of both

Money being converted for the structured strategy

Business funds, treated as post-tax. Pre-tax retirement dollars can't be held in a business-owned annuity.

Lump Sum Balance

Pre-tax balance

Post-tax balance

Pre-tax target annual income

Post-tax target annual income

Down payment & closing costs

Reserved from the balance before it funds the structured strategy.

Down payment

Closing costs

Client's current age

Age must be between 0 and 89

Structured strategy terms

Annual payout rate12.1%

Payout term10 years

Default assumption. Upload an illustration to use its actual funding rate and term.

Structured Income Strategy

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Structured strategy reflects documented annuity income under Fannie Mae/Freddie Mac guidelines, 12.1% payout over 10 years, 25% gross-up on the post-tax non-taxable portion. Illustrative only, not tax, legal, or underwriting advice.